I only managed to make enough to meet the
minimum sum for my retirement account. Had nothing extra to top it up. The
estimated monthly payout I’d expect to get is equivalent to just $46/day. I
learned too late that topping-up close to drawn-down date has no real financial
benefit. How to cover the ever-rising costs of living, escalating insurance
premiums and the monthly bills that keep coming? I have no choice but to keep
working and selling my stuff! More difficult times ahead!
