Smart Nation: On Whose Perspective?

I can understand why 90% of Singaporeans still prefer cash payment (PayPal’s survey). It’s a no brainer.

If I made a mistake using cash payment, I just go back to the cashier to get a refund. In the case of e-payment, how to get a refund immediately?

While our ‘big brother’ is pushing for digital and cashless payment to support its smart nation vision, there are people who are still unable to catch up with these disruptions and those who just refuse to use it. People just shun any method that is not free, too complex to apply and too many confusing steps to use it. I’m concern about privacy and security for such on-the-spot cashless payment methods. Any method that takes more than 2 steps, needs a fee to use it with gadgets or smart devices to make it work is really not ‘smart’ at all. It doesn’t makes me look smart to use it.

 

The simplest solution is to link all my bank accounts and cards to my finger print using biometric technology(has been around for decades)? There’s no need for any device or application on my phone.

Why a need to re-invent the wheel?