Health care or heck care?

It looked so good on paper when our health ‘big bro’ made changes to our mediShield policies to increase claim limits (2013 Enhanced MS Scheme) and to cover those with existing illness and previously not insured (2015 MSlife).

These changes gave insurers great opportunities to increase their premiums. Now my insurance premium has increased by a wobbling 83% (even after I’d downgraded my health plan from A to B).

Our ‘big bro’ only helps to pay small portion of this increase for first 5 years in reducing subsided amount while I have to pay the increase for life. Such changes to our medical health care scheme are treating just the symptoms and not real roots of the problem of escalating health care and medical costs.

I could not accept how our insurance policies could be changed by someone when they were signed with agreed terms and premiums payable decades ago. When ‘powerful’ people do ‘wonderful’ things to gain brownie points, I could do nothing but sulk every year and feel hapless when I need to pay my dues. Sigh!