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25 October 2018

Why my bank account is always empty!


























I didn’t get good grades in school but I did passed all my examinations and tests and obtained several qualifications. Yet I still cannot afford to retire here but to keep working for money to live. No matter how hard I work, my bank account is always empty at the end of the month. Sometimes it’s already empty before month-end. So I concluded that a single income stream is not enough for anyone to retire here unless you have huge reserves somewhere. Better if you have a few incoming streams flowing in without any need to perform any real work like those 1% of really smart people. I realized this concept too late in life. Sigh!     


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